Referral Partner Programme

Earn alongside ZamPay's growth

Three tiers. Up to 20% recurring commission. Monthly payouts. Premier Partners earn 20% in year 1, 15% in year 2, and 10% lifetime — forever.

Become a partner → Sign in to partner portal →

Why partner with ZamPay

A programme designed for industry professionals who already shape how Zambian SMEs run their businesses.

Recurring income aligned with customer success

Premier Partners earn 20% year 1, 15% year 2, and 10% lifetime on every Zambian SME they bring to ZamPay. Verified Partners earn 15% year 1 and 10% in years 2-3. Commissions are paid monthly via Mobile Money or bank transfer.

You're the trusted advisor your clients already turn to

Zambian SMEs adopt software through trusted relationships, not advertising. If you are an HR specialist, accountant, business consultant, or audit professional — your recommendation matters more than any campaign we could run. The Partner Programme recognises that.

Real product input, not just commission

Premier Partners join a quarterly product feedback call with the ZamPay team. Your view of the market shapes the roadmap — from the next compliance feature to the next HR module.

How it works — three tiers

Each tier serves a different relationship. Premier is invitation-only; Verified opens to public application in Q3 2026; Customer Referral comes Q4 2026.

Premier Partner

Invitation-only · capped at 10-12 partners

  • 20% year 1 / 15% year 2 / 10% lifetime
  • Commission tracks current MRR (upgrades benefit you)
  • Free Business plan account
  • Paid blog posts: K1,500 per published piece
  • Featured on the public Partners page
  • Quarterly product input call with the ZamPay team

Verified Partner

Open enrollment via application (opens Q3 2026)

  • 15% year 1 / 10% years 2-3 / cliff at year 4
  • Commission capped at the tier the customer signed up at
  • Self-serve dashboard with referral tracking
  • Access to ZamPay-branded marketing materials
  • Eligible to graduate to Premier based on volume and quality

Customer Referral

Available to all active ZamPay customers on a paid plan

  • Earn one month free per successful referral
  • Cap: 12 months free per year (a year of free service possible)
  • No application needed — every paid-plan customer is automatically eligible
  • Credit applied automatically to your subscription — no payout admin
Payouts on the 15thof each month
K100 minimum payoutrolls forward if below
90-day attributioncookie window after click-through
30-day verificationbefore first payout
Pay-out methodsMTN MoMo · Airtel Money · Zamtel · Bank transfer

Frequently asked questions

Everything industry professionals tend to ask before joining the programme.

Who is the Programme for?

Premier Partners are typically HR specialists, accountants, business consultants, or audit firms with strong Zambian SME relationships — invited personally. Verified Partners are open to anyone with similar professional standing once applications open in Q3 2026.

How does the referral attribution work?

Each partner gets a unique referral code (e.g. JOHN-2026) and a unique signup URL. New customers either enter the code at signup or click the link. Attribution is tracked for 90 days. Commission begins on day 31 (after the 30-day verification window).

When and how do I get paid?

Commissions are calculated monthly and paid on the 15th of the following month via MTN MoMo, Airtel Money, Zamtel Kwacha, or bank transfer (your choice). Minimum payout is K100 — below that, amounts roll forward.

What's the difference between Premier and Verified?

Premier is invitation-only, capped at 10-12 partners, with lifetime 10% commission floor and additional benefits (free Business plan, paid blog posts, public spotlight). Verified is open enrollment with no cap on partner numbers and a 3-year commission window. Both earn well; Premier is the long-term, higher-touch relationship.

What happens if my referred customer cancels?

If they cancel within the first 30 days (verification window), no commission is paid. If they cancel after, you've earned commission for the months they paid — future commissions stop when they cancel.

Is there a cap on what I can earn?

For Premier and Verified, no cap on total commission. The commission rate steps down per the schedule, but there's no ceiling on number of referrals or total payout. For Customer Referrals, the cap is 12 months free per year (a year of free service maximum).

Do I need to be a ZamPay customer to be a Partner?

No. Premier and Verified Partners do not need to be ZamPay customers. You can refer businesses based on your professional credibility alone. (The Customer Referral mechanic is specifically for active ZamPay customers.)

Can I refer myself?

No. Self-referrals are automatically rejected — entering your own referral code at signup will not generate commission.

Who can I contact with questions?

WhatsApp Andrew directly. WhatsApp Andrew →

Ready to start earning?

Premier is currently invitation-only — onboarding the first 10-12 partners through May and June 2026. Verified opens to public application in Q3 2026.

Apply now to be considered for Premier or to join the Verified waitlist. We review applications within 5 business days.

Apply now → View the Partner Agreement

Prefer to reach out first? Email info@zampay.biz or WhatsApp Andrew.