📊 Payroll Engine

Run compliant Zambian payroll in 20 minutes.

Auto-calculated PAYE, NAPSA, NHIMA, and SDL — every month, every employee, always using the current ZRA rates.

Available on all plans
ZamPay payroll engine showing PAYE, NAPSA and NHIMA calculations for a Zambian payroll run🔍 Click to expand

A full day every month

Running payroll on Excel takes hours. ZamPay cuts it to 20 minutes.

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Rates change every year

ZRA, NAPSA, and NHIMA rates update annually. One missed circular means penalties.

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Three portals, three deadlines

ZRA TaxOnline, NAPSA iCare, and NHIMA all due by the 10th — every month.

How it works

Step 1

Add your employees

Add each employee's gross salary, basic salary, start date, and employment type. ZamPay handles the rest.

ZamPay payroll employee table showing all deductions 🔍 Click to expand
Step 2

Run payroll

One click calculates PAYE, NAPSA, NHIMA, and SDL for every employee simultaneously. New joiners mid-month are prorated automatically based on their start date.

📷 payroll run table — coming soon
Step 3

Lock and export

Lock the payroll run to finalise it. Download portal-ready CSV and XLSX files for ZRA TaxOnline, NAPSA iCare, and NHIMA. Done by the 10th.

📷 exports page — coming soon

What's included

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Progressive PAYE

0%/20%/30%/37% bands, calculated on full gross emoluments

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NAPSA

5% employee + 5% employer, capped at K1,861.80/month (2026 ceiling K37,236)

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NHIMA

1% employee + 1% employer on basic salary, no ceiling

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SDL

0.5% employer only, no employee deduction

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Mid-month proration

New joiners and leavers calculated on days worked

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Payroll lock

Finalise each month's run to prevent changes after filing

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PDF payslips

Branded, generated per employee, downloadable as ZIP

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Payroll history

Every locked run stored with full line-item breakdown

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Built for Zambia

PAYE in Zambia is calculated on full gross emoluments — not gross minus NAPSA, as some systems incorrectly calculate. ZamPay uses the confirmed ZRA method, verified against the official ZRA calculator at zra.org.zm. NAPSA and NHIMA are deducted in parallel, not sequentially.

This feature is available on All plans and above.
See all plans →

Start using Payroll Engine today.

Free plan available. No credit card required.

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