Fully managed payroll

You run the business.
We run the payroll.

Send us your staff details once a month. We calculate the pay, produce the payslips, pay your people, and file with ZRA, NAPSA and NHIMA — on time, every time. You get a compliance certificate to prove it.

No software to learn. No deadlines to remember. Built in Zambia, for Zambian rules.
The reality for most small businesses

Payroll is a monthly worry you shouldn't have to carry.

Most Zambian SMEs don't have a payroll person. So the calculations, the deadlines, and the penalties all land on the owner or one stretched accountant. It's a lot to get right, every single month.

The maths is unforgiving

PAYE, NAPSA, NHIMA and SDL each have their own rules. One wrong figure and the whole run is off.

The deadlines never stop

Filings are due by the 10th, every month, with no exceptions. Miss one and the penalties start.

It eats your time

Hours that should go into running and growing the business disappear into spreadsheets and portals.

The risk sits with you

If something is wrong, it's your name on the return — and your business that pays for it.

How it works

Four simple steps. We do the rest.

Every month follows the same calm, predictable rhythm. You're never left wondering what happens next.

You send

Send us any changes — new starters, leavers, overtime, bonuses — by spreadsheet or WhatsApp. Nothing changes? Just tell us, and we run it as is.

We calculate

We run your payroll on the ZamPay engine, check every figure, and prepare the payslips and statutory returns.

You approve

We send you a clear summary and draft payslips. You give the nod — and only then does anything get locked.

We pay & file

Staff get their payslips, you get a ready-to-pay bank and MoMo file, and we file PAYE, NAPSA, NHIMA and SDL on your behalf.

The part that lets you sleep

Every month, a compliance certificate.

Once your payroll is filed, we hand you a single signed certificate confirming that PAYE, NAPSA, NHIMA and SDL were calculated correctly and submitted on time. Proof, on paper, that your business is in good standing — no chasing, no guessing.

Ask us how it works
What we handle

Everything from gross pay to government portal.

PAYE, NAPSA, NHIMA & SDL

Calculated on the correct 2026 figures, every run.

Payslips for every employee

Clear, professional payslips, delivered each month.

Bank & MoMo payment files

Ready-to-pay files so staff are paid quickly and correctly.

Filing with ZRA, NAPSA & NHIMA

We submit on your behalf and keep the confirmations.

New hires & leavers

Registrations, final pay and adjustments, handled properly.

A monthly compliance certificate

Your proof that everything was done right, on time.

Who it's for

Made for businesses that would rather not think about payroll.

Small teams, no HR

A handful of staff and no one whose job is payroll. We become that person — without the salary.

Foreign-owned businesses

New to Zambian rules? We handle the compliance side so you can focus on operating here with confidence.

NGOs & funded organisations

Clean payslips, accurate filings, and the paper trail your reporting and audits depend on.

Why ZamPay

A Zambian payroll team, powered by Zambian-built technology.

Built for Zambia

Not adapted from somewhere else. ZamPay was designed around ZRA, NAPSA and NHIMA from day one.

Accurate by design

Our automated engine does the heavy calculation, so our specialists can focus on checking and getting it exactly right.

Real people who know payroll

A dedicated team you can actually talk to — on WhatsApp, in plain language, whenever you need.

“For the first time, payroll is something I don't think about. It just happens, and the certificate lands in my inbox.”
— Placeholder testimonial
REPLACE with a real client quote once the pilot is running.

Let's take payroll off your plate.

Send us a message on WhatsApp. Tell us roughly how many people you pay, and we'll explain exactly how ZamPay Bureau would work for you.

Start the conversation